Calculator 03Available soon
Holding Cost Calculator
Estimate annual ownership costs including service charge, council tax, management, maintenance, insurance, mortgage interest and reporting costs.
Speak with EGRE for holding-cost analysis →Tools
Calculators.
Practical tools to help clients estimate acquisition costs, rental yield and holding assumptions before entering a London property transaction. These calculators are for guidance only and should not replace tax, legal, mortgage or financial advice.
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Stamp Duty Land Tax Calculator
Estimate SDLT for residential property purchases in England and Northern Ireland.
Property value over £500,000: Yes
Estimated SDLT
£93,750
Effective rate
6.25%
Breakdown by band
| Band | Taxable | Rate | SDLT |
|---|---|---|---|
| £0 – £125,000 | £125,000 | 0% | £0 |
| £125,000 – £250,000 | £125,000 | 2% | £2,500 |
| £250,000 – £925,000 | £675,000 | 5% | £33,750 |
| £925,000 – £1,500,000 | £575,000 | 10% | £57,500 |
- — Based on residential SDLT rates for England and Northern Ireland.
- — Scotland (LBTT) and Wales (LTT) operate under separate systems.
- — Estimate only. Tax advice should be obtained before exchange.
This calculator provides an estimate only and does not constitute tax, legal, mortgage or financial advice. SDLT rules are complex and may depend on personal circumstances, ownership structure, residency, replacement of main residence and available reliefs. Always obtain professional advice before exchange.
EGRE Advisory
Need a full acquisition cost review?
SDLT is only one part of the purchase cost. EGRE can help assess total acquisition cost, ownership structure, service charge, lease length, financing assumptions, currency exposure and exit liquidity before you proceed.
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Rental Yield Calculator
Estimate gross and net rental yield for a London property.
Gross yield
4.80%
£45,600 / yr
Net yield
3.34%
£31,740 / yr
Cost breakdown
| Annual rent | £45,600 |
| Service charge | − £5,500 |
| Ground rent | − £400 |
| Management fee | − £4,560 |
| Maintenance | − £1,500 |
| Void allowance | − £1,900 |
| Other costs | -£0 |
| Net annual income | £31,740 |
Gross yield can be misleading. For London flats, service charge, ground rent, management fees, maintenance and void periods can materially reduce the real income position.
This calculator is for guidance only. It does not account for tax, financing costs, acquisition costs, capital allowances, personal circumstances or future changes in rent or costs.
EGRE Advisory
Want EGRE to review the real net yield?
Gross yield can be misleading. EGRE can help assess rent, service charge, management, maintenance, voids, financing, tax considerations and exit liquidity before you commit.
Calculator 04Guidance available
Currency Considerations
For overseas buyers, the real acquisition cost may depend on AED/GBP, RMB/GBP, USD/GBP or HKD/GBP movement before exchange and completion.
Discuss cross-border acquisition planning →Need a more detailed acquisition model?
EGRE can help clients assess purchase cost, SDLT, service charge, rental assumptions, net yield, currency exposure and exit liquidity before committing to a London property.